Heavy Duty Truck Repair Insurance: Get the Right Coverage to Keep Your Business Moving
Why Heavy Truck Repair Shops Need Specialized Insurance
If you’re in the business of keeping America’s supply chain running, your shop deserves a specialized insurance policydesigned for heavy truck repair. Unlike standard auto repair shops, heavy truck repair businesses face unique risks that require tailored coverage.
🚛 Big rig repair doesn’t have to mean big insurance expenses. Yet, many repair shop owners find themselves locked into high rates with limited options. Most agencies offer only a single carrier, leaving shop owners stuck with rising costs and inadequate protection.
At The Shop Insurance Guys, we specialize in automotive aftermarket insurance, giving us access to multiple carrier programs to ensure you get the best coverage at the best rate.
Essential Coverages for Heavy Truck Repair Shops
Your business needs more than just basic coverage. Here are the must-have policies for heavy-duty truck repair shops:
Garage Liability Insurance
- Covers bodily injury, property damage, or personal injury occurring on your premises or due to your operations.
- Includes auto liability, protecting employees who test drive, deliver, or pick up customer trucks.
Garage Keepers Insurance
- Protects customer vehicles while in your care, custody, and control.
- Essential for shops working on over-the-road semis, RVs, dump trucks, and other commercial vehicles.
On-Site & Roadside Repair Coverage
- Many policies exclude coverage for roadside and offsite repairs—we ensure yours doesn’t!
- Covers work performed on vehicles over 20,000 GVW, which many standard policies exclude.
Business Property & Equipment Insurance
- Covers shop tools, diagnostic equipment, lifts, and other valuable assets.
- Our experienced agents evaluate your shop’s needs to ensure accurate valuation and protection.
Custom-Tailored Policies with No Costly Exclusions
- Many policies contain hidden exclusions, such as no coverage for suspension or drivetrain modifications.
- We work with insurance carriers that understand heavy truck repair—no unnecessary restrictions, just the protection you need.
Why You Shouldn’t Stay Loyal to One Insurance Carrier
Heavy truck owners are brand loyal—whether you swear by Peterbilt, Kenworth, International, or Mack, you know your trucks. But when it comes to insurance, brand loyalty can cost you thousands.
Instead of sticking with a carrier that keeps raising rates, let us shop multiple providers to get you the best coverage and rates.
âś… Better protection
âś… Lower premiums
âś… No unnecessary exclusions
Your business is built for the long haul, and we’re here to keep it protected for generations to come.
📞 Contact us today to get a customized insurance plan for your heavy truck repair business! 🚛💨
Final Thoughts: Get the Best Heavy Truck Repair Insurance
The heavy-duty trucking industry keeps America moving—make sure your business is protected with the right insurance coverage. From garage liability to roadside repair and equipment protection, we specialize in customized policies that fit your shop’s unique needs.
📢 Don’t overpay for coverage that doesn’t protect your business. Get a custom quote today and keep on truckin’ with confidence!
